What is the federal tax credit for home energy improvements in 2026?

The HEEHRA program provides point-of-sale rebates up to $8,000 for heat pumps and $1,750 for heat pump water heaters for income-eligible households. The federal home improvement tax credit gives 30% back on heat pumps, insulation, and windows for all income levels. Most states and utilities also offer their own rebate programs.

How do I find rebates in my state?

Enerly automatically matches you to available rebates based on your ZIP code. You can also browse state-specific rebate pages to see all available utility, state, and federal incentives for home energy improvements.

Can I combine utility rebates with federal tax credits?

Yes. Utility rebates and federal tax credits are independent programs that can be stacked. The federal home improvement tax credit is calculated on the full cost before any rebates, so receiving a utility rebate does not reduce your federal credit. HEEHRA rebates, utility rebates, and the federal home improvement tax credit can all be claimed on the same upgrade.

Home Energy Rebates and Tax Credits 2026

Find every federal, state, and utility rebate available for heat pumps, insulation, windows, smart thermostats, and more. Enerly tracks programs across all 50 states and major utility companies. Use the search above to see every incentive available at your specific address.

Federal Incentives Available Nationwide

HEEHRA Rebates: Up to $8,000 for heat pumps, $1,750 for heat pump water heaters, and $1,600 for insulation for income-qualifying households.
federal home improvement tax credit: 30% back (up to $3,200/year) on insulation, heat pumps, windows, doors, and electrical panel upgrades -- available to all income levels with no income cap.
48E Clean Energy Investment Tax Credit: 30% back on battery storage systems of 3 kWh or more.
30C EV Charger Credit: 30% back on EV charging equipment installation, up to $1,000.

Browse Rebates by State

Many states run programs that layer on top of federal credits. Select your state for all available incentives:

Browse by Utility Company

Your electric or gas utility may offer rebates for heat pumps, smart thermostats, insulation, and more:

Frequently Asked Questions

How do I combine federal and state rebates?

Federal HEEHRA rebates are applied at point of sale by the contractor or retailer. The federal home improvement tax credit is claimed when you file your federal tax return. State and utility rebates require separate applications to the program administrator. You can stack all of these programs -- they are independent and do not reduce one another.

When do HEEHRA rebates expire?

HEEHRA rebates are authorized through 2031. Individual state programs open as states draw down federal funds -- check with your state energy office for current availability. The federal home improvement tax credit is available through at least 2032.

Do I need a contractor to claim rebates?

Most equipment rebates (heat pumps, water heaters, HVAC systems) require professional installation by a licensed or certified contractor. Smart thermostat and LED bulb rebates are often available for DIY installation. Always check the specific program requirements before purchasing equipment.